Welcome to K3V Real Estate
I’m Kevin Teh, your real estate agent in Kuala Lumpur. Whether you’re buying, selling, renting, or renting out, I can provide you with in-depth perspective and offer direct, expert guidance in KL’s most active and high-demand areas.
Your Property. My Priority.
I work with businesses, investors, expats, and first-time buyers to find the right property across Kuala Lumpur, and I find immense joy in connecting my clients to great opportunities!
Numbers that reflect the trust and performance built over a decade in KL real estate.
Services (Kuala Lumpur)
Services (Kuala Lumpur)
As a resale agent, I provide clear, practical assistance and support for all kinds of property and objectives.
House Listing Area - Hot Seller Locations
Get to know the areas I specialise in and why they matter.
Mont Kiara
A mature expat enclave known for its international schools, luxury condos, and great highway access. Perfect for investors looking for stable rental yields, corporate tenants, and families.
Hartamas
Strategically situated next to Mont Kiara, Hartamas provides a variety of serviced apartments and landed homes. It appeals to both families and professionals because it strikes a balance between neighbourhood charm and urban convenience.
Bangsar
A well-established, affluent neighborhood known for its cafe culture, nightlife, and easy access to the city centre. Bangsar provides high-end landed homes and condominiums that appreciate in value over time.
Solaris Dutamas (Publika)
A vibrant mixed-use complex that combines modern condos with creative retail and food and beverage establishments. Attracts a younger professional crowd and creative industries.
KLCC / City Centre
The heart of Kuala Lumpur. Ideal for those seeking prestige, walkability, and close proximity to upscale shopping, offices, and nightlife, as well as luxury condo purchasers and foreign investors.
Testimonials
See what my past clients say about working with me.
Social Media Feed
See what my activities on social media.
K3V Real Estate and Kevin Ek Khai Teh — in Kuala Lumpur.
A client went with another agent. Made his offer late Dec 2025. Signed Jan 2026. Nobody told him the stamp duty rate for foreign buyers
K3V Real Estate is in Kuala Lumpur.
A client went with another agent. Made his offer late Dec 2025. Signed Jan 2026. Nobody told him the stamp duty rate for foreign buyers
The median Malaysian in their late 40s has RM40,673 in EPF.
Not RM400,000. RM40,673.
EPF official median savings by age (KWSP.gov.my, Dec 2023):
→ Age 30–34: RM15,572
→ Age 35–39: RM24,711
→ Age 40–44: RM30,658
→ Age 45–49: RM40,673
→ Age 50–54: RM38,731
New EPF RIA Framework targets by age 60 (effective Jan 2026):
→ Basic: RM390,000
→ Adequate: RM650,000
→ Enhanced: RM1,300,000
Only 36% of active EPF members met even the OLD benchmark.
Where do you stand? DM me SAVINGS.
Source: KWSP.gov.my. Not financial advice. #RealNumbers
A client went with another agent. Made his offer late Dec 2025. Signed Jan 2026.
Nobody told him the stamp duty rate for foreign buyers had just doubled.
What changed:
→ Pre-2026: 4% flat MOT stamp duty for foreign buyers
→ From 1 Jan 2026: 8% flat (Finance Act 2025)
On a RM2M KL condo:
→ Old rate (4%): RM80,000
→ New rate (8%): RM160,000
→ Difference: RM80,000 on this line item alone
Scale it:
→ RM1M = RM80,000 | RM2M = RM160,000 | RM3M = RM240,000
Applies to: non-citizens, non-PRs, foreign companies — residential only
PRs: excluded. MM2H: subject to 8%.
Know your number before you fall in love with the unit.
DM me STAMP. Source: Finance Act 2025, LHDN.gov.my. Not advice. #RealNumbers
Most buyers make the biggest decisions about a property at the wrong time.
Answer these 4 questions BEFORE the first viewing:
1. WHAT IS THE PURPOSE?
Own stay ≠ investment. Decide before viewing — it narrows your list.
2. WHAT IS YOUR LIFE STAGE?
RPGT rates (LHDN.gov.my):
• Yr 1–3: 30% on gains
• Yr 4: 20% | Yr 5: 15%
• Yr 6+: 0% (Malaysian citizen)
Hold period changes everything.
3. WHAT IS YOUR EXIT STRATEGY?
Sell, rent & hold, owner-occupy, estate transfer — each needs a different property.
4. WHAT IS YOUR REAL BUDGET?
Bank ceiling ≠ comfortable capacity.
On RM700K: upfront cash ~RM120K–RM140K before renovation.
First-time buyer ≤RM500K? MOT exemption to Dec 2027 (Finance Act 2025).
DM me PROPERTY. Sources: LHDN.gov.my, Finance Act 2025, BNM.gov.my. Not advice. #RealNumbers
Do you know what every financial product you hold is actually costing or earning you?
The full Malaysian rate map 2026:
EARNING:
→ Savings account: 0.3%–0.6% p.a.
→ Fixed deposit (12m): 2.8%–3.3% p.a.
→ EPF 2025 dividend: 6.15% (KWSP.gov.my)
BORROWING:
→ Home loan: ~4.0%–4.6% p.a.
→ Personal loan: 7%–10%+
→ Credit card: 18% p.a. (BNM cap)
→ Ah Long: illegal. Report to PDRM.
The rule: your highest-rate debt costs more than your lowest-rate savings earns.
RM80,000 at 0.3% = RM240/year. RM20,000 CC at 18% = RM3,600/year. Net: -RM3,360.
OPR: 2.75% held March 2026. Source: BNM.gov.my
DM me RATES. Not financial advice. #RealNumbers
The Bank of Japan raised rates to 1.0% — highest since September 1995.
Most Malaysians think this has nothing to do with their portfolio. It does.
The yen carry trade: global investors borrow cheaply in yen, invest in higher-yield assets elsewhere. 30 years of near-zero rates made this the world’s biggest source of cheap money.
When BOJ hikes rates, that trade unwinds. Investors sell global assets to repay yen loans. You saw it in August 2024 — KLCI dropped in a week.
3 implications for Malaysian investors:
1. Expect KLCI volatility during carry trade unwinding
2. Ringgit may face pressure as yen strengthens
3. Your unit trust funds’ regional exposure is correlated
Source: Bank of Japan Jun 2026. Not financial advice.
DM me BOJ if you want to talk through your portfolio exposure. #RealNumbers
